Total monthly cost of ownership
Cost to Own a Home in Woodville, Alabama
A $169,000 home here costs
$1,381per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $869. The real number is $512 higher every month — 59% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Woodville against Jackson County and Alabama
| Measure | Woodville | Jackson County |
|---|---|---|
| Median home value | $168,800 | $145,800 |
| Median property tax | $444 | $449 |
| Effective tax rate | 0.263% | 0.308% |
| Median gross rent | $527 | $762 |
| Population | 1,015 | 52,839 |
The weather behind that power bill
Woodville sits in Jackson County, which averages a high of 88.3°F in its hottest month and a low of 29.9°F in its coldest, with 55.11" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,522 cooling and 3,339 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Jackson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jackson County
Full Jackson County cost breakdown · Every county in Alabama
Common questions
How much does it cost to own a home in Woodville?
A $169,000 home in Woodville, Alabama costs approximately $1,381 per month with 20% down at 6.66%. That is $869 principal and interest, $37 property tax, $115 homeowners insurance, $219 utilities and $141 set aside for maintenance.
What is the property tax rate in Woodville?
Woodville has an effective property tax rate of 0.263%, based on a median home value of $168,800 and median real estate taxes of $444. That is lower than the Jackson County average of 0.308%.
What is the average home price in Woodville?
The median owner-occupied home value in Woodville, Alabama is $168,800, against $145,800 across Jackson County.
Is it cheaper to rent or buy in Woodville?
Median gross rent in Woodville is $527 a month, against $1,381 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Woodville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Alabama.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.