Total monthly cost of ownership
Cost to Own a Home in Woodsfield, Ohio
A $109,000 home here costs
$1,016per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $560. The real number is $456 higher every month — 81% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Woodsfield against Monroe County and Ohio
| Measure | Woodsfield | Monroe County |
|---|---|---|
| Median home value | $109,200 | $132,000 |
| Median property tax | $974 | $1,148 |
| Effective tax rate | 0.892% | 0.870% |
| Median gross rent | $652 | $626 |
| Population | 2,415 | 13,308 |
The weather behind that power bill
Woodsfield sits in Monroe County, which averages a high of 83.3°F in its hottest month and a low of 20.4°F in its coldest, with 45.02" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 743 cooling and 5,507 heating degree days, which is what sets the $175 electricity line above.
See the full climate breakdown for Monroe County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Monroe County
No other places of this size are published in Monroe County.
Common questions
How much does it cost to own a home in Woodsfield?
A $109,000 home in Woodsfield, Ohio costs approximately $1,016 per month with 20% down at 6.66%. That is $560 principal and interest, $81 property tax, $41 homeowners insurance, $243 utilities and $91 set aside for maintenance.
What is the property tax rate in Woodsfield?
Woodsfield has an effective property tax rate of 0.892%, based on a median home value of $109,200 and median real estate taxes of $974. That is higher than the Monroe County average of 0.870%.
What is the average home price in Woodsfield?
The median owner-occupied home value in Woodsfield, Ohio is $109,200, against $132,000 across Monroe County.
Is it cheaper to rent or buy in Woodsfield?
Median gross rent in Woodsfield is $652 a month, against $1,016 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Woodsfield — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Ohio.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.