Cost to Own
United StatesVirginiaFairfax CountyWoodlawn CDP (Fairfax County) Population 21,828 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Woodlawn CDP (Fairfax County), Virginia

A $309,000 home here costs

$2,443

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,589. The real number is $854 higher every month — 54% more than the payment most buyers budget for.

Woodlawn CDP (Fairfax County) median: $309,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $247,200 borrowed $1,589
Property tax1.144% effective rate for Woodlawn CDP (Fairfax County) itself $295
Homeowners insuranceVirginia averages $1,199/yr (NAIC), or 0.295% of home value $76
Electricity17.61¢/kWh — Virginia residential average, EIA $158
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $258
Total monthly $2,443

Woodlawn CDP (Fairfax County) against Fairfax County and Virginia

MeasureWoodlawn CDP (Fairfax County)Fairfax County
Median home value$309,200$699,700
Median property tax$3,538$7,072
Effective tax rate1.144%1.011%
Median gross rent$1,789$2,230
Population21,8281,144,474

The weather behind that power bill

Woodlawn CDP (Fairfax County) sits in Fairfax County, which averages a high of 83.8°F in its hottest month and a low of 23.4°F in its coldest, with 43.57" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 964 cooling and 4,931 heating degree days, which is what sets the $158 electricity line above.

See the full climate breakdown for Fairfax County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Fairfax County

Full Fairfax County cost breakdown · Every county in Virginia

Common questions

How much does it cost to own a home in Woodlawn CDP (Fairfax County)?

A $309,000 home in Woodlawn CDP (Fairfax County), Virginia costs approximately $2,443 per month with 20% down at 6.66%. That is $1,589 principal and interest, $295 property tax, $76 homeowners insurance, $226 utilities and $258 set aside for maintenance.

What is the property tax rate in Woodlawn CDP (Fairfax County)?

Woodlawn CDP (Fairfax County) has an effective property tax rate of 1.144%, based on a median home value of $309,200 and median real estate taxes of $3,538. That is higher than the Fairfax County average of 1.011%.

What is the average home price in Woodlawn CDP (Fairfax County)?

The median owner-occupied home value in Woodlawn CDP (Fairfax County), Virginia is $309,200, against $699,700 across Fairfax County.

Is it cheaper to rent or buy in Woodlawn CDP (Fairfax County)?

Median gross rent in Woodlawn CDP (Fairfax County) is $1,789 a month, against $2,443 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Woodlawn CDP (Fairfax County) — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology