Total monthly cost of ownership
Cost to Own a Home in Woodlawn CDP (Carroll County), Virginia
A $145,000 home here costs
$1,192per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $745. The real number is $446 higher every month — 60% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Woodlawn CDP (Carroll County) against Carroll County and Virginia
| Measure | Woodlawn CDP (Carroll County) | Carroll County |
|---|---|---|
| Median home value | $144,700 | $144,200 |
| Median property tax | $758 | $861 |
| Effective tax rate | 0.524% | 0.597% |
| Median gross rent | $571 | $687 |
| Population | 2,461 | 29,158 |
The weather behind that power bill
Woodlawn CDP (Carroll County) sits in Carroll County, which averages a high of 82.2°F in its hottest month and a low of 23.3°F in its coldest, with 45.58" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 581 cooling and 5,111 heating degree days, which is what sets the $158 electricity line above.
See the full climate breakdown for Carroll County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Carroll County
Full Carroll County cost breakdown · Every county in Virginia
Common questions
How much does it cost to own a home in Woodlawn CDP (Carroll County)?
A $145,000 home in Woodlawn CDP (Carroll County), Virginia costs approximately $1,192 per month with 20% down at 6.66%. That is $745 principal and interest, $63 property tax, $36 homeowners insurance, $226 utilities and $121 set aside for maintenance.
What is the property tax rate in Woodlawn CDP (Carroll County)?
Woodlawn CDP (Carroll County) has an effective property tax rate of 0.524%, based on a median home value of $144,700 and median real estate taxes of $758. That is lower than the Carroll County average of 0.597%.
What is the average home price in Woodlawn CDP (Carroll County)?
The median owner-occupied home value in Woodlawn CDP (Carroll County), Virginia is $144,700, against $144,200 across Carroll County.
Is it cheaper to rent or buy in Woodlawn CDP (Carroll County)?
Median gross rent in Woodlawn CDP (Carroll County) is $571 a month, against $1,192 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Woodlawn CDP (Carroll County) — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.