Cost to Own
United StatesNebraskaStanton CountyWoodland Park Population 1,648 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Woodland Park, Nebraska

A $162,000 home here costs

$1,460

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $833. The real number is $627 higher every month — 75% more than the payment most buyers budget for.

Woodland Park median: $161,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $129,600 borrowed $833
Property tax1.484% effective rate for Woodland Park itself $200
Homeowners insuranceNebraska averages $1,684/yr (NAIC), or 0.755% of home value $102
Electricity13.59¢/kWh — Nebraska residential average, EIA $122
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $135
Total monthly $1,460

Woodland Park against Stanton County and Nebraska

MeasureWoodland ParkStanton County
Median home value$161,500$184,300
Median property tax$2,396$2,409
Effective tax rate1.484%1.307%
Median gross rent$850$817
Population1,6485,835

The weather behind that power bill

Woodland Park sits in Stanton County, which averages a high of 86.4°F in its hottest month and a low of 11.8°F in its coldest, with 27.01" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 907 cooling and 6,623 heating degree days, which is what sets the $122 electricity line above.

See the full climate breakdown for Stanton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Stanton County

Full Stanton County cost breakdown · Every county in Nebraska

Common questions

How much does it cost to own a home in Woodland Park?

A $162,000 home in Woodland Park, Nebraska costs approximately $1,460 per month with 20% down at 6.66%. That is $833 principal and interest, $200 property tax, $102 homeowners insurance, $190 utilities and $135 set aside for maintenance.

What is the property tax rate in Woodland Park?

Woodland Park has an effective property tax rate of 1.484%, based on a median home value of $161,500 and median real estate taxes of $2,396. That is higher than the Stanton County average of 1.307%.

What is the average home price in Woodland Park?

The median owner-occupied home value in Woodland Park, Nebraska is $161,500, against $184,300 across Stanton County.

Is it cheaper to rent or buy in Woodland Park?

Median gross rent in Woodland Park is $850 a month, against $1,460 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Woodland Park — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Nebraska.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology