Total monthly cost of ownership
Cost to Own a Home in Woodbine, Georgia
A $155,000 home here costs
$1,341per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $797. The real number is $544 higher every month — 68% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Woodbine against Camden County and Georgia
| Measure | Woodbine | Camden County |
|---|---|---|
| Median home value | $155,400 | $233,900 |
| Median property tax | $1,651 | $2,197 |
| Effective tax rate | 1.062% | 0.939% |
| Median gross rent | $842 | $1,167 |
| Population | 1,006 | 56,036 |
The weather behind that power bill
Woodbine sits in Camden County, which averages a high of 90.9°F in its hottest month and a low of 38.0°F in its coldest, with 54.58" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 2,257 cooling and 1,734 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Camden County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Camden County
Common questions
How much does it cost to own a home in Woodbine?
A $155,000 home in Woodbine, Georgia costs approximately $1,341 per month with 20% down at 6.66%. That is $797 principal and interest, $137 property tax, $67 homeowners insurance, $210 utilities and $129 set aside for maintenance.
What is the property tax rate in Woodbine?
Woodbine has an effective property tax rate of 1.062%, based on a median home value of $155,400 and median real estate taxes of $1,651. That is higher than the Camden County average of 0.939%.
What is the average home price in Woodbine?
The median owner-occupied home value in Woodbine, Georgia is $155,400, against $233,900 across Camden County.
Is it cheaper to rent or buy in Woodbine?
Median gross rent in Woodbine is $842 a month, against $1,341 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Woodbine — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.