Total monthly cost of ownership
Cost to Own a Home in Woodall, Oklahoma
A $174,000 home here costs
$1,465per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $895. The real number is $571 higher every month — 64% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Woodall against Cherokee County and Oklahoma
| Measure | Woodall | Cherokee County |
|---|---|---|
| Median home value | $173,800 | $160,300 |
| Median property tax | $822 | $905 |
| Effective tax rate | 0.473% | 0.565% |
| Median gross rent | $1,089 | $803 |
| Population | 1,112 | 47,621 |
The weather behind that power bill
Woodall sits in Cherokee County, which averages a high of 93.0°F in its hottest month and a low of 27.5°F in its coldest, with 50.98" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 1,863 cooling and 3,312 heating degree days, which is what sets the $120 electricity line above.
See the full climate breakdown for Cherokee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Cherokee County
Full Cherokee County cost breakdown · Every county in Oklahoma
Common questions
How much does it cost to own a home in Woodall?
A $174,000 home in Woodall, Oklahoma costs approximately $1,465 per month with 20% down at 6.66%. That is $895 principal and interest, $69 property tax, $169 homeowners insurance, $188 utilities and $145 set aside for maintenance.
What is the property tax rate in Woodall?
Woodall has an effective property tax rate of 0.473%, based on a median home value of $173,800 and median real estate taxes of $822. That is lower than the Cherokee County average of 0.565%.
What is the average home price in Woodall?
The median owner-occupied home value in Woodall, Oklahoma is $173,800, against $160,300 across Cherokee County.
Is it cheaper to rent or buy in Woodall?
Median gross rent in Woodall is $1,089 a month, against $1,465 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Woodall — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oklahoma.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.