Cost to Own
United StatesOklahomaLe Flore CountyWister Population 1,103 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Wister, Oklahoma

A $93,000 home here costs

$886

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $478. The real number is $408 higher every month — 85% more than the payment most buyers budget for.

Wister median: $93,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $74,400 borrowed $478
Property tax0.670% effective rate for Wister itself $52
Homeowners insuranceOklahoma averages $2,155/yr (NAIC), or 1.163% of home value $90
Electricity13.38¢/kWh — Oklahoma residential average, EIA $120
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $78
Total monthly $886

Wister against Le Flore County and Oklahoma

MeasureWisterLe Flore County
Median home value$93,200$121,600
Median property tax$624$794
Effective tax rate0.670%0.653%
Median gross rent$810$773
Population1,10348,728

The weather behind that power bill

Wister sits in Le Flore County, which averages a high of 94.1°F in its hottest month and a low of 29.6°F in its coldest, with 47.34" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,177 cooling and 3,098 heating degree days, which is what sets the $120 electricity line above.

See the full climate breakdown for Le Flore County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Le Flore County

Full Le Flore County cost breakdown · Every county in Oklahoma

Common questions

How much does it cost to own a home in Wister?

A $93,000 home in Wister, Oklahoma costs approximately $886 per month with 20% down at 6.66%. That is $478 principal and interest, $52 property tax, $90 homeowners insurance, $188 utilities and $78 set aside for maintenance.

What is the property tax rate in Wister?

Wister has an effective property tax rate of 0.670%, based on a median home value of $93,200 and median real estate taxes of $624. That is higher than the Le Flore County average of 0.653%.

What is the average home price in Wister?

The median owner-occupied home value in Wister, Oklahoma is $93,200, against $121,600 across Le Flore County.

Is it cheaper to rent or buy in Wister?

Median gross rent in Wister is $810 a month, against $886 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Wister — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Oklahoma.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology