Total monthly cost of ownership
Cost to Own a Home in Winslow, Arizona
A $143,000 home here costs
$1,139per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $735. The real number is $404 higher every month — 55% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Winslow against Navajo County and Arizona
| Measure | Winslow | Navajo County |
|---|---|---|
| Median home value | $143,200 | $186,100 |
| Median property tax | $598 | $1,126 |
| Effective tax rate | 0.418% | 0.605% |
| Median gross rent | $929 | $832 |
| Population | 8,831 | 107,744 |
The weather behind that power bill
Winslow sits in Navajo County, which averages a high of 94.6°F in its hottest month and a low of 21.7°F in its coldest, with 6.52" of precipitation a year and 45% of it in a single three-month stretch. That climate drives 1,328 cooling and 4,330 heating degree days, which is what sets the $137 electricity line above.
See the full climate breakdown for Navajo County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Navajo County
Common questions
How much does it cost to own a home in Winslow?
A $143,000 home in Winslow, Arizona costs approximately $1,139 per month with 20% down at 6.66%. That is $735 principal and interest, $50 property tax, $30 homeowners insurance, $205 utilities and $119 set aside for maintenance.
What is the property tax rate in Winslow?
Winslow has an effective property tax rate of 0.418%, based on a median home value of $143,200 and median real estate taxes of $598. That is lower than the Navajo County average of 0.605%.
What is the average home price in Winslow?
The median owner-occupied home value in Winslow, Arizona is $143,200, against $186,100 across Navajo County.
Is it cheaper to rent or buy in Winslow?
Median gross rent in Winslow is $929 a month, against $1,139 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Winslow — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arizona.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.