Total monthly cost of ownership
Cost to Own a Home in Wilson, Oklahoma
A $102,000 home here costs
$939per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $524. The real number is $414 higher every month — 79% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Wilson against Carter County and Oklahoma
| Measure | Wilson | Carter County |
|---|---|---|
| Median home value | $102,300 | $153,500 |
| Median property tax | $507 | $1,185 |
| Effective tax rate | 0.496% | 0.772% |
| Median gross rent | $832 | $945 |
| Population | 1,606 | 48,255 |
The weather behind that power bill
Wilson sits in Carter County, which averages a high of 93.5°F in its hottest month and a low of 27.9°F in its coldest, with 41.8" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 2,038 cooling and 3,280 heating degree days, which is what sets the $120 electricity line above.
See the full climate breakdown for Carter County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Carter County
Full Carter County cost breakdown · Every county in Oklahoma
Common questions
How much does it cost to own a home in Wilson?
A $102,000 home in Wilson, Oklahoma costs approximately $939 per month with 20% down at 6.66%. That is $524 principal and interest, $42 property tax, $99 homeowners insurance, $188 utilities and $85 set aside for maintenance.
What is the property tax rate in Wilson?
Wilson has an effective property tax rate of 0.496%, based on a median home value of $102,300 and median real estate taxes of $507. That is lower than the Carter County average of 0.772%.
What is the average home price in Wilson?
The median owner-occupied home value in Wilson, Oklahoma is $102,300, against $153,500 across Carter County.
Is it cheaper to rent or buy in Wilson?
Median gross rent in Wilson is $832 a month, against $939 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Wilson — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oklahoma.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.