Total monthly cost of ownership
Cost to Own a Home in Whiting, Wisconsin
A $206,000 home here costs
$1,755per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,059. The real number is $696 higher every month — 66% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Whiting against Portage County and Wisconsin
| Measure | Whiting | Portage County |
|---|---|---|
| Median home value | $206,300 | $230,400 |
| Median property tax | $2,715 | $3,396 |
| Effective tax rate | 1.316% | 1.474% |
| Median gross rent | $1,017 | $903 |
| Population | 1,496 | 70,375 |
The weather behind that power bill
Whiting sits in Portage County, which averages a high of 79.7°F in its hottest month and a low of 7.1°F in its coldest, with 33.97" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 451 cooling and 8,037 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Portage County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Portage County
Full Portage County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Whiting?
A $206,000 home in Whiting, Wisconsin costs approximately $1,755 per month with 20% down at 6.66%. That is $1,059 principal and interest, $226 property tax, $53 homeowners insurance, $245 utilities and $172 set aside for maintenance.
What is the property tax rate in Whiting?
Whiting has an effective property tax rate of 1.316%, based on a median home value of $206,300 and median real estate taxes of $2,715. That is lower than the Portage County average of 1.474%.
What is the average home price in Whiting?
The median owner-occupied home value in Whiting, Wisconsin is $206,300, against $230,400 across Portage County.
Is it cheaper to rent or buy in Whiting?
Median gross rent in Whiting is $1,017 a month, against $1,755 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Whiting — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.