Total monthly cost of ownership
Cost to Own a Home in Westfield, Wisconsin
A $141,000 home here costs
$1,323per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $725. The real number is $598 higher every month — 82% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Westfield against Marquette County and Wisconsin
| Measure | Westfield | Marquette County |
|---|---|---|
| Median home value | $140,500 | $201,100 |
| Median property tax | $2,375 | $2,709 |
| Effective tax rate | 1.690% | 1.347% |
| Median gross rent | $769 | $800 |
| Population | 1,272 | 15,706 |
The weather behind that power bill
Westfield sits in Marquette County, which averages a high of 81.5°F in its hottest month and a low of 8.0°F in its coldest, with 36.27" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 540 cooling and 7,571 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Marquette County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Marquette County
Full Marquette County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Westfield?
A $141,000 home in Westfield, Wisconsin costs approximately $1,323 per month with 20% down at 6.66%. That is $725 principal and interest, $199 property tax, $36 homeowners insurance, $245 utilities and $118 set aside for maintenance.
What is the property tax rate in Westfield?
Westfield has an effective property tax rate of 1.690%, based on a median home value of $140,500 and median real estate taxes of $2,375. That is higher than the Marquette County average of 1.347%.
What is the average home price in Westfield?
The median owner-occupied home value in Westfield, Wisconsin is $140,500, against $201,100 across Marquette County.
Is it cheaper to rent or buy in Westfield?
Median gross rent in Westfield is $769 a month, against $1,323 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Westfield — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.