Total monthly cost of ownership
Cost to Own a Home in West Samoset, Florida
A $214,000 home here costs
$1,716per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,100. The real number is $616 higher every month — 56% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
West Samoset against Manatee County and Florida
| Measure | West Samoset | Manatee County |
|---|---|---|
| Median home value | $213,900 | $359,800 |
| Median property tax | $1,246 | $2,853 |
| Effective tax rate | 0.583% | 0.793% |
| Median gross rent | $1,371 | $1,549 |
| Population | 7,273 | 416,020 |
The weather behind that power bill
West Samoset sits in Manatee County, which averages a high of 91.5°F in its hottest month and a low of 52.3°F in its coldest, with 49.05" of precipitation a year and 48% of it in a single three-month stretch. That climate drives 3,721 cooling and 394 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Manatee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Manatee County
Full Manatee County cost breakdown · Every county in Florida
Common questions
How much does it cost to own a home in West Samoset?
A $214,000 home in West Samoset, Florida costs approximately $1,716 per month with 20% down at 6.66%. That is $1,100 principal and interest, $104 property tax, $129 homeowners insurance, $204 utilities and $178 set aside for maintenance.
What is the property tax rate in West Samoset?
West Samoset has an effective property tax rate of 0.583%, based on a median home value of $213,900 and median real estate taxes of $1,246. That is lower than the Manatee County average of 0.793%.
What is the average home price in West Samoset?
The median owner-occupied home value in West Samoset, Florida is $213,900, against $359,800 across Manatee County.
Is it cheaper to rent or buy in West Samoset?
Median gross rent in West Samoset is $1,371 a month, against $1,716 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for West Samoset — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Florida.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.