Cost to Own
United StatesColoradoJefferson CountyWest Pleasant View Population 5,221 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in West Pleasant View, Colorado

A $454,000 home here costs

$3,245

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,334. The real number is $911 higher every month — 39% more than the payment most buyers budget for.

West Pleasant View median: $454,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $363,200 borrowed $2,334
Property tax0.497% effective rate for West Pleasant View itself $188
Homeowners insuranceColorado averages $1,802/yr (NAIC), or 0.348% of home value $132
Electricity16.16¢/kWh — Colorado residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $378
Total monthly $3,245

West Pleasant View against Jefferson County and Colorado

MeasureWest Pleasant ViewJefferson County
Median home value$454,000$604,400
Median property tax$2,256$2,867
Effective tax rate0.497%0.474%
Median gross rent$1,795$1,792
Population5,221579,715

The weather behind that power bill

West Pleasant View sits in Jefferson County, which averages a high of 81.2°F in its hottest month and a low of 12.5°F in its coldest, with 18.62" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 99 cooling and 7,467 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Jefferson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Jefferson County

Full Jefferson County cost breakdown · Every county in Colorado

Common questions

How much does it cost to own a home in West Pleasant View?

A $454,000 home in West Pleasant View, Colorado costs approximately $3,245 per month with 20% down at 6.66%. That is $2,334 principal and interest, $188 property tax, $132 homeowners insurance, $213 utilities and $378 set aside for maintenance.

What is the property tax rate in West Pleasant View?

West Pleasant View has an effective property tax rate of 0.497%, based on a median home value of $454,000 and median real estate taxes of $2,256. That is higher than the Jefferson County average of 0.474%.

What is the average home price in West Pleasant View?

The median owner-occupied home value in West Pleasant View, Colorado is $454,000, against $604,400 across Jefferson County.

Is it cheaper to rent or buy in West Pleasant View?

Median gross rent in West Pleasant View is $1,795 a month, against $3,245 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for West Pleasant View — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Colorado.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology