Cost to Own
United StatesPennsylvaniaWestmoreland CountyWest Leechburg Population 1,257 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in West Leechburg, Pennsylvania

A $165,000 home here costs

$1,571

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $848. The real number is $722 higher every month — 85% more than the payment most buyers budget for.

West Leechburg median: $165,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $132,000 borrowed $848
Property tax1.949% effective rate for West Leechburg itself $268
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $55
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $138
Total monthly $1,571

West Leechburg against Westmoreland County and Pennsylvania

MeasureWest LeechburgWestmoreland County
Median home value$165,300$193,100
Median property tax$3,221$2,473
Effective tax rate1.949%1.281%
Median gross rent$675$843
Population1,257353,345

The weather behind that power bill

West Leechburg sits in Westmoreland County, which averages a high of 82.1°F in its hottest month and a low of 20.7°F in its coldest, with 43.94" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 587 cooling and 5,855 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Westmoreland County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Westmoreland County

Full Westmoreland County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in West Leechburg?

A $165,000 home in West Leechburg, Pennsylvania costs approximately $1,571 per month with 20% down at 6.66%. That is $848 principal and interest, $268 property tax, $55 homeowners insurance, $262 utilities and $138 set aside for maintenance.

What is the property tax rate in West Leechburg?

West Leechburg has an effective property tax rate of 1.949%, based on a median home value of $165,300 and median real estate taxes of $3,221. That is higher than the Westmoreland County average of 1.281%.

What is the average home price in West Leechburg?

The median owner-occupied home value in West Leechburg, Pennsylvania is $165,300, against $193,100 across Westmoreland County.

Is it cheaper to rent or buy in West Leechburg?

Median gross rent in West Leechburg is $675 a month, against $1,571 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for West Leechburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology