Cost to Own
United StatesPennsylvaniaLuzerne CountyWest Hazleton Population 5,156 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in West Hazleton, Pennsylvania

A $109,000 home here costs

$1,069

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $560. The real number is $508 higher every month — 91% more than the payment most buyers budget for.

West Hazleton median: $108,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $87,200 borrowed $560
Property tax1.315% effective rate for West Hazleton itself $119
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $36
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $91
Total monthly $1,069

West Hazleton against Luzerne County and Pennsylvania

MeasureWest HazletonLuzerne County
Median home value$108,800$163,800
Median property tax$1,431$2,506
Effective tax rate1.315%1.530%
Median gross rent$1,097$958
Population5,156325,978

The weather behind that power bill

West Hazleton sits in Luzerne County, which averages a high of 84.6°F in its hottest month and a low of 20.3°F in its coldest, with 38.72" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 791 cooling and 5,740 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Luzerne County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Luzerne County

Full Luzerne County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in West Hazleton?

A $109,000 home in West Hazleton, Pennsylvania costs approximately $1,069 per month with 20% down at 6.66%. That is $560 principal and interest, $119 property tax, $36 homeowners insurance, $262 utilities and $91 set aside for maintenance.

What is the property tax rate in West Hazleton?

West Hazleton has an effective property tax rate of 1.315%, based on a median home value of $108,800 and median real estate taxes of $1,431. That is lower than the Luzerne County average of 1.530%.

What is the average home price in West Hazleton?

The median owner-occupied home value in West Hazleton, Pennsylvania is $108,800, against $163,800 across Luzerne County.

Is it cheaper to rent or buy in West Hazleton?

Median gross rent in West Hazleton is $1,097 a month, against $1,069 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for West Hazleton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology