Total monthly cost of ownership
Cost to Own a Home in West Haven-Sylvan, Oregon
A $744,000 home here costs
$5,341per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $3,825. The real number is $1,516 higher every month — 40% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
West Haven-Sylvan against Multnomah County and Oregon
| Measure | West Haven-Sylvan | Multnomah County |
|---|---|---|
| Median home value | $743,900 | $528,000 |
| Median property tax | $6,893 | $5,061 |
| Effective tax rate | 0.927% | 0.959% |
| Median gross rent | $1,830 | $1,582 |
| Population | 8,265 | 803,863 |
West Haven-Sylvan extends across 2 counties. Figures here use Multnomah County, where most of its housing sits.
The weather behind that power bill
West Haven-Sylvan sits in Multnomah County, which averages a high of 82.3°F in its hottest month and a low of 37.2°F in its coldest, with 40.66" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 427 cooling and 4,155 heating degree days, which is what sets the $146 electricity line above.
See the full climate breakdown for Multnomah County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Multnomah County
Full Multnomah County cost breakdown · Every county in Oregon
Common questions
How much does it cost to own a home in West Haven-Sylvan?
A $744,000 home in West Haven-Sylvan, Oregon costs approximately $5,341 per month with 20% down at 6.66%. That is $3,825 principal and interest, $575 property tax, $107 homeowners insurance, $214 utilities and $620 set aside for maintenance.
What is the property tax rate in West Haven-Sylvan?
West Haven-Sylvan has an effective property tax rate of 0.927%, based on a median home value of $743,900 and median real estate taxes of $6,893. That is lower than the Multnomah County average of 0.959%.
What is the average home price in West Haven-Sylvan?
The median owner-occupied home value in West Haven-Sylvan, Oregon is $743,900, against $528,000 across Multnomah County.
Is it cheaper to rent or buy in West Haven-Sylvan?
Median gross rent in West Haven-Sylvan is $1,830 a month, against $5,341 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for West Haven-Sylvan — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oregon.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.