Total monthly cost of ownership
Cost to Own a Home in West Glens Falls, New York
A $256,000 home here costs
$2,273per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $97,500 a year.
A standard mortgage calculator would have told you $1,396. The real number is $878 higher every month, 63% more than the payment most buyers budget for.
Compare Warren County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
West Glens Falls against Warren County and New York
| Measure | West Glens Falls | Warren County |
|---|---|---|
| Median home value | $256,100 | $247,600 |
| Median property tax | $4,520 | $3,789 |
| Effective tax rate | 1.765% | 1.530% |
| Median gross rent | $1,375 | $1,089 |
| Population | 9,967 | 65,560 |
The weather behind that power bill
West Glens Falls sits in Warren County, which averages a high of 81.5°F in its hottest month and a low of 9.7°F in its coldest, with 38.21" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 407 cooling and 7,409 heating degree days, which is what sets the $164 electricity line above.
See the full climate breakdown for Warren County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Warren County
Full Warren County cost breakdown · Every county in New York
Talk to someone who works this market
These are West Glens Falls averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works West Glens Falls every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in West Glens Falls I already own here and may sell
Common questions
How much does it cost to own a home in West Glens Falls?
A $256,000 home in West Glens Falls, New York costs approximately $2,273 per month with 20% down at 7.24%. That is $1,396 principal and interest, $377 property tax, $56 homeowners insurance, $232 utilities and $213 set aside for maintenance.
What is the property tax rate in West Glens Falls?
West Glens Falls has an effective property tax rate of 1.765%, based on a median home value of $256,100 and median real estate taxes of $4,520. That is higher than the Warren County average of 1.530%.
What is the average home price in West Glens Falls?
The median owner-occupied home value in West Glens Falls, New York is $256,100, against $247,600 across Warren County.
Is it cheaper to rent or buy in West Glens Falls?
Median gross rent in West Glens Falls is $1,375 a month, against $2,273 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in West Glens Falls?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in West Glens Falls, New York at today's rate takes a household income of roughly $97,500 a year. That covers the full $2,273 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for West Glens Falls, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for New York.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.