Total monthly cost of ownership
Cost to Own a Home in West Crossett, Arkansas
A $94,000 home here costs
$898per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $483. The real number is $415 higher every month — 86% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
West Crossett against Ashley County and Arkansas
| Measure | West Crossett | Ashley County |
|---|---|---|
| Median home value | $94,000 | $88,800 |
| Median property tax | $833 | $542 |
| Effective tax rate | 0.886% | 0.610% |
| Median gross rent | — | $640 |
| Population | 1,214 | 18,722 |
The weather behind that power bill
West Crossett sits in Ashley County, which averages a high of 94.9°F in its hottest month and a low of 34.1°F in its coldest, with 56.67" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,494 cooling and 2,414 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for Ashley County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Ashley County
Full Ashley County cost breakdown · Every county in Arkansas
Common questions
How much does it cost to own a home in West Crossett?
A $94,000 home in West Crossett, Arkansas costs approximately $898 per month with 20% down at 6.66%. That is $483 principal and interest, $69 property tax, $70 homeowners insurance, $197 utilities and $78 set aside for maintenance.
What is the property tax rate in West Crossett?
West Crossett has an effective property tax rate of 0.886%, based on a median home value of $94,000 and median real estate taxes of $833. That is higher than the Ashley County average of 0.610%.
What is the average home price in West Crossett?
The median owner-occupied home value in West Crossett, Arkansas is $94,000, against $88,800 across Ashley County.
Is it cheaper to rent or buy in West Crossett?
Rent data is not published for West Crossett at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for West Crossett — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.