Total monthly cost of ownership
Cost to Own a Home in West Burlington, Iowa
A $127,000 home here costs
$1,164per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $653. The real number is $511 higher every month — 78% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
West Burlington against Des Moines County and Iowa
| Measure | West Burlington | Des Moines County |
|---|---|---|
| Median home value | $126,700 | $137,000 |
| Median property tax | $1,848 | $2,097 |
| Effective tax rate | 1.459% | 1.531% |
| Median gross rent | $780 | $908 |
| Population | 3,184 | 38,597 |
The weather behind that power bill
West Burlington sits in Des Moines County, which averages a high of 85.2°F in its hottest month and a low of 16.4°F in its coldest, with 37.86" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 1,083 cooling and 5,820 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Des Moines County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Des Moines County
Full Des Moines County cost breakdown · Every county in Iowa
Common questions
How much does it cost to own a home in West Burlington?
A $127,000 home in West Burlington, Iowa costs approximately $1,164 per month with 20% down at 6.66%. That is $653 principal and interest, $154 property tax, $55 homeowners insurance, $195 utilities and $106 set aside for maintenance.
What is the property tax rate in West Burlington?
West Burlington has an effective property tax rate of 1.459%, based on a median home value of $126,700 and median real estate taxes of $1,848. That is lower than the Des Moines County average of 1.531%.
What is the average home price in West Burlington?
The median owner-occupied home value in West Burlington, Iowa is $126,700, against $137,000 across Des Moines County.
Is it cheaper to rent or buy in West Burlington?
Median gross rent in West Burlington is $780 a month, against $1,164 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for West Burlington — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Iowa.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.