Cost to Own
United StatesVermontWindham CountyWest Brattleboro Population 2,614 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in West Brattleboro, Vermont

A $249,000 home here costs

$2,226

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,280. The real number is $946 higher every month — 74% more than the payment most buyers budget for.

West Brattleboro median: $249,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $199,200 borrowed $1,280
Property tax1.813% effective rate for West Brattleboro itself $376
Homeowners insuranceVermont averages $1,025/yr (NAIC), or 0.34% of home value $71
Electricity24.89¢/kWh — Vermont residential average, EIA $224
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $208
Total monthly $2,226

West Brattleboro against Windham County and Vermont

MeasureWest BrattleboroWindham County
Median home value$249,200$265,100
Median property tax$4,517$4,968
Effective tax rate1.813%1.874%
Median gross rent$881$1,056
Population2,61445,913

The weather behind that power bill

West Brattleboro sits in Windham County, which averages a high of 81.4°F in its hottest month and a low of 11.2°F in its coldest, with 40.33" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 377 cooling and 7,431 heating degree days, which is what sets the $224 electricity line above.

See the full climate breakdown for Windham County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Windham County

Full Windham County cost breakdown · Every county in Vermont

Common questions

How much does it cost to own a home in West Brattleboro?

A $249,000 home in West Brattleboro, Vermont costs approximately $2,226 per month with 20% down at 6.66%. That is $1,280 principal and interest, $376 property tax, $71 homeowners insurance, $292 utilities and $208 set aside for maintenance.

What is the property tax rate in West Brattleboro?

West Brattleboro has an effective property tax rate of 1.813%, based on a median home value of $249,200 and median real estate taxes of $4,517. That is lower than the Windham County average of 1.874%.

What is the average home price in West Brattleboro?

The median owner-occupied home value in West Brattleboro, Vermont is $249,200, against $265,100 across Windham County.

Is it cheaper to rent or buy in West Brattleboro?

Median gross rent in West Brattleboro is $881 a month, against $2,226 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for West Brattleboro — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Vermont.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology