Total monthly cost of ownership
Cost to Own a Home in West Brattleboro, Vermont
A $249,000 home here costs
$2,217per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $95,000 a year.
A standard mortgage calculator would have told you $1,358. The real number is $859 higher every month, 63% more than the payment most buyers budget for.
Compare Windham County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for West Brattleboro from a five-year rolling sample, and with about 2,614 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Windham County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
West Brattleboro against Windham County and Vermont
| Measure | West Brattleboro | Windham County |
|---|---|---|
| Median home value | $249,200 | $265,100 |
| Median property tax | $4,517 | $4,968 |
| Effective tax rate | 1.813% | 1.874% |
| Median gross rent | $881 | $1,056 |
| Population | 2,614 | 45,913 |
The weather behind that power bill
West Brattleboro sits in Windham County, which averages a high of 81.4°F in its hottest month and a low of 11.2°F in its coldest, with 40.33" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 377 cooling and 7,431 heating degree days, which is what sets the $137 electricity line above.
See the full climate breakdown for Windham County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Windham County
Full Windham County cost breakdown · Every county in Vermont
Talk to someone who works this market
These are West Brattleboro averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works West Brattleboro every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in West Brattleboro I already own here and may sell
Common questions
How much does it cost to own a home in West Brattleboro?
A $249,000 home in West Brattleboro, Vermont costs approximately $2,217 per month with 20% down at 7.24%. That is $1,358 principal and interest, $376 property tax, $71 homeowners insurance, $205 utilities and $208 set aside for maintenance.
What is the property tax rate in West Brattleboro?
West Brattleboro has an effective property tax rate of 1.813%, based on a median home value of $249,200 and median real estate taxes of $4,517. That is lower than the Windham County average of 1.874%.
What is the average home price in West Brattleboro?
The median owner-occupied home value in West Brattleboro, Vermont is $249,200, against $265,100 across Windham County.
Is it cheaper to rent or buy in West Brattleboro?
Median gross rent in West Brattleboro is $881 a month, against $2,217 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in West Brattleboro?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in West Brattleboro, Vermont at today's rate takes a household income of roughly $95,000 a year. That covers the full $2,217 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for West Brattleboro, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Vermont.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.