Cost to Own
United StatesMississippiLincoln CountyWesson Population 2,346 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Wesson, Mississippi

A $112,000 home here costs

$1,059

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $576. The real number is $483 higher every month — 84% more than the payment most buyers budget for.

Wesson median: $111,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $89,600 borrowed $576
Property tax0.803% effective rate for Wesson itself $75
Homeowners insuranceMississippi averages $1,766/yr (NAIC), or 1.087% of home value $101
Electricity16.16¢/kWh — Mississippi residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $93
Total monthly $1,059

Wesson against Lincoln County and Mississippi

MeasureWessonLincoln County
Median home value$111,700$131,800
Median property tax$897$945
Effective tax rate0.803%0.717%
Median gross rent$1,084$754
Population2,34634,830

Wesson extends across 2 counties. Figures here use Lincoln County, where most of its housing sits.

The weather behind that power bill

Wesson sits in Lincoln County, which averages a high of 90.1°F in its hottest month and a low of 36.1°F in its coldest, with 61.58" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,122 cooling and 2,300 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Lincoln County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lincoln County

Full Lincoln County cost breakdown · Every county in Mississippi

Common questions

How much does it cost to own a home in Wesson?

A $112,000 home in Wesson, Mississippi costs approximately $1,059 per month with 20% down at 6.66%. That is $576 principal and interest, $75 property tax, $101 homeowners insurance, $213 utilities and $93 set aside for maintenance.

What is the property tax rate in Wesson?

Wesson has an effective property tax rate of 0.803%, based on a median home value of $111,700 and median real estate taxes of $897. That is higher than the Lincoln County average of 0.717%.

What is the average home price in Wesson?

The median owner-occupied home value in Wesson, Mississippi is $111,700, against $131,800 across Lincoln County.

Is it cheaper to rent or buy in Wesson?

Median gross rent in Wesson is $1,084 a month, against $1,059 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Wesson — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Mississippi.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology