Cost to Own
United StatesIllinoisLaSalle CountyWenona Population 1,006 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Wenona, Illinois

A $89,000 home here costs

$1,009

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $458. The real number is $552 higher every month — 121% more than the payment most buyers budget for.

Wenona median: $88,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $71,200 borrowed $458
Property tax2.163% effective rate for Wenona itself $160
Homeowners insuranceIllinois averages $1,223/yr (NAIC), or 0.47% of home value $35
Electricity23.85¢/kWh — Illinois residential average, EIA $214
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $74
Total monthly $1,009

Wenona against LaSalle County and Illinois

MeasureWenonaLaSalle County
Median home value$88,900$154,900
Median property tax$1,923$3,336
Effective tax rate2.163%2.154%
Median gross rent$785$906
Population1,006109,049

Wenona extends across 2 counties. Figures here use LaSalle County, where most of its housing sits.

The weather behind that power bill

Wenona sits in LaSalle County, which averages a high of 82.9°F in its hottest month and a low of 15.2°F in its coldest, with 36.19" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 865 cooling and 6,211 heating degree days, which is what sets the $214 electricity line above.

See the full climate breakdown for LaSalle County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in LaSalle County

Full LaSalle County cost breakdown · Every county in Illinois

Common questions

How much does it cost to own a home in Wenona?

A $89,000 home in Wenona, Illinois costs approximately $1,009 per month with 20% down at 6.66%. That is $458 principal and interest, $160 property tax, $35 homeowners insurance, $282 utilities and $74 set aside for maintenance.

What is the property tax rate in Wenona?

Wenona has an effective property tax rate of 2.163%, based on a median home value of $88,900 and median real estate taxes of $1,923. That is in line with the LaSalle County average of 2.154%.

What is the average home price in Wenona?

The median owner-occupied home value in Wenona, Illinois is $88,900, against $154,900 across LaSalle County.

Is it cheaper to rent or buy in Wenona?

Median gross rent in Wenona is $785 a month, against $1,009 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Wenona — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Illinois.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology