Total monthly cost of ownership
Cost to Own a Home in Wellton, Arizona
A $83,000 home here costs
$785per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $427. The real number is $358 higher every month — 84% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Wellton against Yuma County and Arizona
| Measure | Wellton | Yuma County |
|---|---|---|
| Median home value | $82,900 | $195,700 |
| Median property tax | $796 | $1,281 |
| Effective tax rate | 0.960% | 0.655% |
| Median gross rent | $1,034 | $983 |
| Population | 2,470 | 207,685 |
The weather behind that power bill
Wellton sits in Yuma County, which averages a high of 109.2°F in its hottest month and a low of 36.4°F in its coldest, with 3.79" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 4,176 cooling and 1,190 heating degree days, which is what sets the $137 electricity line above.
See the full climate breakdown for Yuma County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Yuma County
Common questions
How much does it cost to own a home in Wellton?
A $83,000 home in Wellton, Arizona costs approximately $785 per month with 20% down at 6.66%. That is $427 principal and interest, $66 property tax, $17 homeowners insurance, $205 utilities and $69 set aside for maintenance.
What is the property tax rate in Wellton?
Wellton has an effective property tax rate of 0.960%, based on a median home value of $82,900 and median real estate taxes of $796. That is higher than the Yuma County average of 0.655%.
What is the average home price in Wellton?
The median owner-occupied home value in Wellton, Arizona is $82,900, against $195,700 across Yuma County.
Is it cheaper to rent or buy in Wellton?
Median gross rent in Wellton is $1,034 a month, against $785 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Wellton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arizona.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.