Cost to Own
United StatesWest VirginiaHancock CountyWeirton Population 18,785 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Weirton, West Virginia

A $123,000 home here costs

$1,084

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $632. The real number is $452 higher every month — 71% more than the payment most buyers budget for.

Weirton median: $122,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $98,400 borrowed $632
Property tax0.639% effective rate for Weirton itself $65
Homeowners insuranceWest Virginia averages $1,016/yr (NAIC), or 0.632% of home value $65
Electricity16.8¢/kWh — West Virginia residential average, EIA $151
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $103
Total monthly $1,084

Weirton against Hancock County and West Virginia

MeasureWeirtonHancock County
Median home value$122,800$119,600
Median property tax$785$752
Effective tax rate0.639%0.629%
Median gross rent$750$766
Population18,78528,658

Weirton extends across 2 counties. Figures here use Hancock County, where most of its housing sits.

The weather behind that power bill

Weirton sits in Hancock County, which averages a high of 83.6°F in its hottest month and a low of 20.9°F in its coldest, with 41.69" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 804 cooling and 5,556 heating degree days, which is what sets the $151 electricity line above.

See the full climate breakdown for Hancock County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Hancock County

Full Hancock County cost breakdown · Every county in West Virginia

Common questions

How much does it cost to own a home in Weirton?

A $123,000 home in Weirton, West Virginia costs approximately $1,084 per month with 20% down at 6.66%. That is $632 principal and interest, $65 property tax, $65 homeowners insurance, $219 utilities and $103 set aside for maintenance.

What is the property tax rate in Weirton?

Weirton has an effective property tax rate of 0.639%, based on a median home value of $122,800 and median real estate taxes of $785. That is higher than the Hancock County average of 0.629%.

What is the average home price in Weirton?

The median owner-occupied home value in Weirton, West Virginia is $122,800, against $119,600 across Hancock County.

Is it cheaper to rent or buy in Weirton?

Median gross rent in Weirton is $750 a month, against $1,084 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Weirton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for West Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology