Total monthly cost of ownership
Cost to Own a Home in Weirton, West Virginia
A $123,000 home here costs
$1,139per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $49,000 a year.
A standard mortgage calculator would have told you $671. The real number is $468 higher every month, 70% more than the payment most buyers budget for.
Compare Hancock County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Weirton against Hancock County and West Virginia
| Measure | Weirton | Hancock County |
|---|---|---|
| Median home value | $122,800 | $119,600 |
| Median property tax | $785 | $752 |
| Effective tax rate | 0.639% | 0.629% |
| Median gross rent | $750 | $766 |
| Population | 18,785 | 28,658 |
Weirton extends across 2 counties. Figures here use Hancock County, where most of its housing sits.
The weather behind that power bill
Weirton sits in Hancock County, which averages a high of 83.6°F in its hottest month and a low of 20.9°F in its coldest, with 41.69" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 804 cooling and 5,556 heating degree days, which is what sets the $168 electricity line above.
See the full climate breakdown for Hancock County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Hancock County
Full Hancock County cost breakdown · Every county in West Virginia
Talk to someone who works this market
These are Weirton averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Weirton every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Weirton I already own here and may sell
Common questions
How much does it cost to own a home in Weirton?
A $123,000 home in Weirton, West Virginia costs approximately $1,139 per month with 20% down at 7.24%. That is $671 principal and interest, $65 property tax, $65 homeowners insurance, $236 utilities and $103 set aside for maintenance.
What is the property tax rate in Weirton?
Weirton has an effective property tax rate of 0.639%, based on a median home value of $122,800 and median real estate taxes of $785. That is higher than the Hancock County average of 0.629%.
What is the average home price in Weirton?
The median owner-occupied home value in Weirton, West Virginia is $122,800, against $119,600 across Hancock County.
Is it cheaper to rent or buy in Weirton?
Median gross rent in Weirton is $750 a month, against $1,139 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Weirton?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Weirton, West Virginia at today's rate takes a household income of roughly $49,000 a year. That covers the full $1,139 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Weirton, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for West Virginia.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.