Cost to Own
United StatesNew YorkCayuga CountyWeedsport Population 1,858 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Weedsport, New York

A $153,000 home here costs

$1,630

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $787. The real number is $843 higher every month — 107% more than the payment most buyers budget for.

Weedsport median: $153,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $122,400 borrowed $787
Property tax2.705% effective rate for Weedsport itself $345
Homeowners insuranceNew York averages $1,455/yr (NAIC), or 0.264% of home value $34
Electricity29.93¢/kWh — New York residential average, EIA $269
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $128
Total monthly $1,630

Weedsport against Cayuga County and New York

MeasureWeedsportCayuga County
Median home value$153,400$164,200
Median property tax$4,150$3,747
Effective tax rate2.705%2.282%
Median gross rent$1,225$895
Population1,85875,464

The weather behind that power bill

Weedsport sits in Cayuga County, which averages a high of 81.1°F in its hottest month and a low of 15.4°F in its coldest, with 44.26" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 534 cooling and 6,892 heating degree days, which is what sets the $269 electricity line above.

See the full climate breakdown for Cayuga County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Cayuga County

Full Cayuga County cost breakdown · Every county in New York

Common questions

How much does it cost to own a home in Weedsport?

A $153,000 home in Weedsport, New York costs approximately $1,630 per month with 20% down at 6.66%. That is $787 principal and interest, $345 property tax, $34 homeowners insurance, $337 utilities and $128 set aside for maintenance.

What is the property tax rate in Weedsport?

Weedsport has an effective property tax rate of 2.705%, based on a median home value of $153,400 and median real estate taxes of $4,150. That is higher than the Cayuga County average of 2.282%.

What is the average home price in Weedsport?

The median owner-occupied home value in Weedsport, New York is $153,400, against $164,200 across Cayuga County.

Is it cheaper to rent or buy in Weedsport?

Median gross rent in Weedsport is $1,225 a month, against $1,630 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Weedsport — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for New York.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology