Total monthly cost of ownership
Cost to Own a Home in Webster County, Georgia
A $92,000 home here costs
$916per month, all in, with 20% down at today's 6.76% 30-year fixed rate. By the 28% rule that takes a household income of about $39,500 a year.
A standard mortgage calculator would have told you $478. The real number is $438 higher every month, 92% more than the payment most buyers budget for.
Compare Webster County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Webster County from a five-year rolling sample, and with about 2,348 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Webster County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Webster County against Webster County and Georgia
| Measure | Webster County | Webster County |
|---|---|---|
| Median home value | $92,200 | $92,200 |
| Median property tax | $935 | $935 |
| Effective tax rate | 1.014% | 1.014% |
| Median gross rent | $663 | $663 |
| Population | 2,348 | 2,348 |
The weather behind that power bill
Webster County sits in Webster County, which averages a high of 90.4°F in its hottest month and a low of 35.9°F in its coldest, with 50.66" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,063 cooling and 2,231 heating degree days, which is what sets the $176 electricity line above.
See the full climate breakdown for Webster County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Webster County
No other places of this size are published in Webster County.
Full Webster County cost breakdown · Every county in Georgia
Talk to someone who works this market
These are Webster County averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Webster County every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Webster County I already own here and may sell
Common questions
How much does it cost to own a home in Webster County?
A $92,000 home in Webster County, Georgia costs approximately $916 per month with 20% down at 6.76%. That is $478 principal and interest, $78 property tax, $40 homeowners insurance, $244 utilities and $77 set aside for maintenance.
What is the property tax rate in Webster County?
Webster County has an effective property tax rate of 1.014%, based on a median home value of $92,200 and median real estate taxes of $935. That is in line with the Webster County average of 1.014%.
What is the average home price in Webster County?
The median owner-occupied home value in Webster County, Georgia is $92,200, against $92,200 across Webster County.
Is it cheaper to rent or buy in Webster County?
Median gross rent in Webster County is $663 a month, against $916 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Webster County?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Webster County, Georgia at today's rate takes a household income of roughly $39,500 a year. That covers the full $916 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Webster County, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Georgia.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.