Cost to Own
United StatesVirginiaScott CountyWeber City Population 1,478 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Weber City, Virginia

A $143,000 home here costs

$1,192

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $735. The real number is $457 higher every month — 62% more than the payment most buyers budget for.

Weber City median: $142,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $114,400 borrowed $735
Property tax0.640% effective rate for Weber City itself $76
Homeowners insuranceVirginia averages $1,199/yr (NAIC), or 0.295% of home value $35
Electricity17.61¢/kWh — Virginia residential average, EIA $158
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $119
Total monthly $1,192

Weber City against Scott County and Virginia

MeasureWeber CityScott County
Median home value$142,600$122,300
Median property tax$913$826
Effective tax rate0.640%0.675%
Median gross rent$733$665
Population1,47821,504

The weather behind that power bill

Weber City sits in Scott County, which averages a high of 86.4°F in its hottest month and a low of 26.3°F in its coldest, with 43.97" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,105 cooling and 4,150 heating degree days, which is what sets the $158 electricity line above.

See the full climate breakdown for Scott County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Scott County

Full Scott County cost breakdown · Every county in Virginia

Common questions

How much does it cost to own a home in Weber City?

A $143,000 home in Weber City, Virginia costs approximately $1,192 per month with 20% down at 6.66%. That is $735 principal and interest, $76 property tax, $35 homeowners insurance, $226 utilities and $119 set aside for maintenance.

What is the property tax rate in Weber City?

Weber City has an effective property tax rate of 0.640%, based on a median home value of $142,600 and median real estate taxes of $913. That is lower than the Scott County average of 0.675%.

What is the average home price in Weber City?

The median owner-occupied home value in Weber City, Virginia is $142,600, against $122,300 across Scott County.

Is it cheaper to rent or buy in Weber City?

Median gross rent in Weber City is $733 a month, against $1,192 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Weber City — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology