Cost to Own
United StatesCaliforniaTrinity CountyWeaverville Population 3,198 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Weaverville, California

A $343,000 home here costs

$2,611

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,763. The real number is $848 higher every month — 48% more than the payment most buyers budget for.

Weaverville median: $342,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $274,400 borrowed $1,763
Property tax0.496% effective rate for Weaverville itself $142
Homeowners insuranceCalifornia averages $1,403/yr (NAIC), or 0.186% of home value $53
Electricity33.25¢/kWh — California residential average, EIA $299
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $286
Total monthly $2,611

Weaverville against Trinity County and California

MeasureWeavervilleTrinity County
Median home value$342,500$329,000
Median property tax$1,699$1,772
Effective tax rate0.496%0.539%
Median gross rent$1,047$922
Population3,19815,886

The weather behind that power bill

Weaverville sits in Trinity County, which averages a high of 96.5°F in its hottest month and a low of 34.1°F in its coldest, with 35.82" of precipitation a year and 53% of it in a single three-month stretch. That climate drives 888 cooling and 3,868 heating degree days, which is what sets the $299 electricity line above.

See the full climate breakdown for Trinity County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Trinity County

Full Trinity County cost breakdown · Every county in California

Common questions

How much does it cost to own a home in Weaverville?

A $343,000 home in Weaverville, California costs approximately $2,611 per month with 20% down at 6.66%. That is $1,763 principal and interest, $142 property tax, $53 homeowners insurance, $367 utilities and $286 set aside for maintenance.

What is the property tax rate in Weaverville?

Weaverville has an effective property tax rate of 0.496%, based on a median home value of $342,500 and median real estate taxes of $1,699. That is lower than the Trinity County average of 0.539%.

What is the average home price in Weaverville?

The median owner-occupied home value in Weaverville, California is $342,500, against $329,000 across Trinity County.

Is it cheaper to rent or buy in Weaverville?

Median gross rent in Weaverville is $1,047 a month, against $2,611 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Weaverville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for California.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology