Cost to Own
United StatesConnecticutCapitol Planning RegionWeatogue Population 2,851 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Weatogue, Connecticut

A $414,000 home here costs

$3,677

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,128. The real number is $1,548 higher every month — 73% more than the payment most buyers budget for.

Weatogue median: $414,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $331,200 borrowed $2,128
Property tax2.132% effective rate for Weatogue itself $736
Homeowners insuranceConnecticut averages $1,651/yr (NAIC), or 0.446% of home value $154
Electricity27.37¢/kWh — Connecticut residential average, EIA $246
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $345
Total monthly $3,677

Weatogue against Capitol Planning Region and Connecticut

MeasureWeatogueCapitol Planning Region
Median home value$414,100$298,200
Median property tax$8,827$6,390
Effective tax rate2.132%2.143%
Median gross rent$1,938$1,351
Population2,851969,029

The weather behind that power bill

Weatogue sits in Capitol Planning Region, which averages a high of 84.6°F in its hottest month and a low of 20.3°F in its coldest, with 42.83" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 914 cooling and 5,620 heating degree days, which is what sets the $246 electricity line above.

See the full climate breakdown for Capitol Planning Region — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Capitol Planning Region

Full Capitol Planning Region cost breakdown · Every county in Connecticut

Common questions

How much does it cost to own a home in Weatogue?

A $414,000 home in Weatogue, Connecticut costs approximately $3,677 per month with 20% down at 6.66%. That is $2,128 principal and interest, $736 property tax, $154 homeowners insurance, $314 utilities and $345 set aside for maintenance.

What is the property tax rate in Weatogue?

Weatogue has an effective property tax rate of 2.132%, based on a median home value of $414,100 and median real estate taxes of $8,827. That is lower than the Capitol Planning Region average of 2.143%.

What is the average home price in Weatogue?

The median owner-occupied home value in Weatogue, Connecticut is $414,100, against $298,200 across Capitol Planning Region.

Is it cheaper to rent or buy in Weatogue?

Median gross rent in Weatogue is $1,938 a month, against $3,677 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Weatogue — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Connecticut.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology