Total monthly cost of ownership
Cost to Own a Home in Wattsville, Virginia
A $171,000 home here costs
$1,361per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $879. The real number is $482 higher every month — 55% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Wattsville against Accomack County and Virginia
| Measure | Wattsville | Accomack County |
|---|---|---|
| Median home value | $170,500 | $193,100 |
| Median property tax | $849 | $962 |
| Effective tax rate | 0.498% | 0.498% |
| Median gross rent | — | $973 |
| Population | 1,425 | 33,326 |
The weather behind that power bill
Wattsville sits in Accomack County, which averages a high of 86.1°F in its hottest month and a low of 29.5°F in its coldest, with 43.25" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,358 cooling and 3,957 heating degree days, which is what sets the $158 electricity line above.
See the full climate breakdown for Accomack County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Accomack County
Full Accomack County cost breakdown · Every county in Virginia
Common questions
How much does it cost to own a home in Wattsville?
A $171,000 home in Wattsville, Virginia costs approximately $1,361 per month with 20% down at 6.66%. That is $879 principal and interest, $71 property tax, $42 homeowners insurance, $226 utilities and $143 set aside for maintenance.
What is the property tax rate in Wattsville?
Wattsville has an effective property tax rate of 0.498%, based on a median home value of $170,500 and median real estate taxes of $849. That is in line with the Accomack County average of 0.498%.
What is the average home price in Wattsville?
The median owner-occupied home value in Wattsville, Virginia is $170,500, against $193,100 across Accomack County.
Is it cheaper to rent or buy in Wattsville?
Rent data is not published for Wattsville at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Wattsville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Virginia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.