Cost to Own
United StatesOhioFayette CountyWashington Court House Population 14,406 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Washington Court House, Ohio

A $148,000 home here costs

$1,296

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $761. The real number is $535 higher every month — 70% more than the payment most buyers budget for.

Washington Court House median: $148,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $118,400 borrowed $761
Property tax0.919% effective rate for Washington Court House itself $113
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $55
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $123
Total monthly $1,296

Washington Court House against Fayette County and Ohio

MeasureWashington Court HouseFayette County
Median home value$148,100$162,200
Median property tax$1,361$1,561
Effective tax rate0.919%0.962%
Median gross rent$783$807
Population14,40628,880

The weather behind that power bill

Washington Court House sits in Fayette County, which averages a high of 83.5°F in its hottest month and a low of 19.6°F in its coldest, with 40.79" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 830 cooling and 5,615 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Fayette County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Fayette County

Full Fayette County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Washington Court House?

A $148,000 home in Washington Court House, Ohio costs approximately $1,296 per month with 20% down at 6.66%. That is $761 principal and interest, $113 property tax, $55 homeowners insurance, $243 utilities and $123 set aside for maintenance.

What is the property tax rate in Washington Court House?

Washington Court House has an effective property tax rate of 0.919%, based on a median home value of $148,100 and median real estate taxes of $1,361. That is lower than the Fayette County average of 0.962%.

What is the average home price in Washington Court House?

The median owner-occupied home value in Washington Court House, Ohio is $148,100, against $162,200 across Fayette County.

Is it cheaper to rent or buy in Washington Court House?

Median gross rent in Washington Court House is $783 a month, against $1,296 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Washington Court House — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology