Total monthly cost of ownership
Cost to Own a Home in Washington Court House, Ohio
A $148,000 home here costs
$1,331per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $57,000 a year.
A standard mortgage calculator would have told you $807. The real number is $524 higher every month, 65% more than the payment most buyers budget for.
Compare Fayette County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Washington Court House against Fayette County and Ohio
| Measure | Washington Court House | Fayette County |
|---|---|---|
| Median home value | $148,100 | $162,200 |
| Median property tax | $1,361 | $1,561 |
| Effective tax rate | 0.919% | 0.962% |
| Median gross rent | $783 | $807 |
| Population | 14,406 | 28,880 |
The weather behind that power bill
Washington Court House sits in Fayette County, which averages a high of 83.5°F in its hottest month and a low of 19.6°F in its coldest, with 40.79" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 830 cooling and 5,615 heating degree days, which is what sets the $164 electricity line above.
See the full climate breakdown for Fayette County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Fayette County
Talk to someone who works this market
These are Washington Court House averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Washington Court House every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Washington Court House I already own here and may sell
Common questions
How much does it cost to own a home in Washington Court House?
A $148,000 home in Washington Court House, Ohio costs approximately $1,331 per month with 20% down at 7.24%. That is $807 principal and interest, $113 property tax, $55 homeowners insurance, $232 utilities and $123 set aside for maintenance.
What is the property tax rate in Washington Court House?
Washington Court House has an effective property tax rate of 0.919%, based on a median home value of $148,100 and median real estate taxes of $1,361. That is lower than the Fayette County average of 0.962%.
What is the average home price in Washington Court House?
The median owner-occupied home value in Washington Court House, Ohio is $148,100, against $162,200 across Fayette County.
Is it cheaper to rent or buy in Washington Court House?
Median gross rent in Washington Court House is $783 a month, against $1,331 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Washington Court House?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Washington Court House, Ohio at today's rate takes a household income of roughly $57,000 a year. That covers the full $1,331 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Washington Court House, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Ohio.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.