Total monthly cost of ownership
Cost to Own a Home in Warrenton, Oregon
A $387,000 home here costs
$2,761per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,990. The real number is $772 higher every month — 39% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Warrenton against Clatsop County and Oregon
| Measure | Warrenton | Clatsop County |
|---|---|---|
| Median home value | $386,500 | $437,800 |
| Median property tax | $2,149 | $3,084 |
| Effective tax rate | 0.556% | 0.704% |
| Median gross rent | $1,283 | $1,130 |
| Population | 6,297 | 41,343 |
The weather behind that power bill
Warrenton sits in Clatsop County, which averages a high of 68.7°F in its hottest month and a low of 37.4°F in its coldest, with 70.26" of precipitation a year and 46% of it in a single three-month stretch. That climate drives 22 cooling and 4,960 heating degree days, which is what sets the $146 electricity line above.
See the full climate breakdown for Clatsop County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Clatsop County
Common questions
How much does it cost to own a home in Warrenton?
A $387,000 home in Warrenton, Oregon costs approximately $2,761 per month with 20% down at 6.66%. That is $1,990 principal and interest, $179 property tax, $56 homeowners insurance, $214 utilities and $323 set aside for maintenance.
What is the property tax rate in Warrenton?
Warrenton has an effective property tax rate of 0.556%, based on a median home value of $386,500 and median real estate taxes of $2,149. That is lower than the Clatsop County average of 0.704%.
What is the average home price in Warrenton?
The median owner-occupied home value in Warrenton, Oregon is $386,500, against $437,800 across Clatsop County.
Is it cheaper to rent or buy in Warrenton?
Median gross rent in Warrenton is $1,283 a month, against $2,761 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Warrenton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oregon.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.