Total monthly cost of ownership
Cost to Own a Home in Warrenton, Missouri
A $193,000 home here costs
$1,578per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $992. The real number is $586 higher every month — 59% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Warrenton against Warren County and Missouri
| Measure | Warrenton | Warren County |
|---|---|---|
| Median home value | $193,100 | $241,200 |
| Median property tax | $1,600 | $1,780 |
| Effective tax rate | 0.829% | 0.738% |
| Median gross rent | $878 | $913 |
| Population | 8,870 | 36,467 |
The weather behind that power bill
Warrenton sits in Warren County, which averages a high of 87.8°F in its hottest month and a low of 19.6°F in its coldest, with 41.47" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 1,253 cooling and 5,041 heating degree days, which is what sets the $123 electricity line above.
See the full climate breakdown for Warren County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Warren County
Full Warren County cost breakdown · Every county in Missouri
Common questions
How much does it cost to own a home in Warrenton?
A $193,000 home in Warrenton, Missouri costs approximately $1,578 per month with 20% down at 6.66%. That is $992 principal and interest, $133 property tax, $101 homeowners insurance, $191 utilities and $161 set aside for maintenance.
What is the property tax rate in Warrenton?
Warrenton has an effective property tax rate of 0.829%, based on a median home value of $193,100 and median real estate taxes of $1,600. That is higher than the Warren County average of 0.738%.
What is the average home price in Warrenton?
The median owner-occupied home value in Warrenton, Missouri is $193,100, against $241,200 across Warren County.
Is it cheaper to rent or buy in Warrenton?
Median gross rent in Warrenton is $878 a month, against $1,578 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Warrenton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Missouri.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.