Cost to Own
United StatesGeorgiaWarren CountyWarrenton Population 1,788 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Warrenton, Georgia

A $92,000 home here costs

$914

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $473. The real number is $441 higher every month — 93% more than the payment most buyers budget for.

Warrenton median: $92,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $73,600 borrowed $473
Property tax1.483% effective rate for Warrenton itself $114
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $40
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $77
Total monthly $914

Warrenton against Warren County and Georgia

MeasureWarrentonWarren County
Median home value$92,400$78,000
Median property tax$1,370$804
Effective tax rate1.483%1.031%
Median gross rent$704$676
Population1,7885,175

The weather behind that power bill

Warrenton sits in Warren County, which averages a high of 94.1°F in its hottest month and a low of 35.3°F in its coldest, with 44.09" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,361 cooling and 2,181 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for Warren County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Warren County

No other places of this size are published in Warren County.

Full Warren County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Warrenton?

A $92,000 home in Warrenton, Georgia costs approximately $914 per month with 20% down at 6.66%. That is $473 principal and interest, $114 property tax, $40 homeowners insurance, $210 utilities and $77 set aside for maintenance.

What is the property tax rate in Warrenton?

Warrenton has an effective property tax rate of 1.483%, based on a median home value of $92,400 and median real estate taxes of $1,370. That is higher than the Warren County average of 1.031%.

What is the average home price in Warrenton?

The median owner-occupied home value in Warrenton, Georgia is $92,400, against $78,000 across Warren County.

Is it cheaper to rent or buy in Warrenton?

Median gross rent in Warrenton is $704 a month, against $914 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Warrenton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology