Cost to Own
United StatesIndianaMarion CountyWarren Park Population 1,411 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Warren Park, Indiana

A $194,000 home here costs

$1,627

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $997. The real number is $630 higher every month — 63% more than the payment most buyers budget for.

Warren Park median: $194,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $155,200 borrowed $997
Property tax0.952% effective rate for Warren Park itself $154
Homeowners insuranceIndiana averages $1,058/yr (NAIC), or 0.512% of home value $83
Electricity18.15¢/kWh — Indiana residential average, EIA $163
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $162
Total monthly $1,627

Warren Park against Marion County and Indiana

MeasureWarren ParkMarion County
Median home value$194,400$207,000
Median property tax$1,850$1,923
Effective tax rate0.952%0.929%
Median gross rent$931$1,107
Population1,411971,822

The weather behind that power bill

Warren Park sits in Marion County, which averages a high of 85.2°F in its hottest month and a low of 21.2°F in its coldest, with 40.67" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 1,127 cooling and 5,221 heating degree days, which is what sets the $163 electricity line above.

See the full climate breakdown for Marion County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Marion County

Full Marion County cost breakdown · Every county in Indiana

Common questions

How much does it cost to own a home in Warren Park?

A $194,000 home in Warren Park, Indiana costs approximately $1,627 per month with 20% down at 6.66%. That is $997 principal and interest, $154 property tax, $83 homeowners insurance, $231 utilities and $162 set aside for maintenance.

What is the property tax rate in Warren Park?

Warren Park has an effective property tax rate of 0.952%, based on a median home value of $194,400 and median real estate taxes of $1,850. That is higher than the Marion County average of 0.929%.

What is the average home price in Warren Park?

The median owner-occupied home value in Warren Park, Indiana is $194,400, against $207,000 across Marion County.

Is it cheaper to rent or buy in Warren Park?

Median gross rent in Warren Park is $931 a month, against $1,627 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Warren Park — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Indiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology