Total monthly cost of ownership
Cost to Own a Home in Warren, Arkansas
A $86,000 home here costs
$812per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $442. The real number is $370 higher every month — 84% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Warren against Bradley County and Arkansas
| Measure | Warren | Bradley County |
|---|---|---|
| Median home value | $86,400 | $97,000 |
| Median property tax | $444 | $544 |
| Effective tax rate | 0.514% | 0.561% |
| Median gross rent | $660 | $638 |
| Population | 5,342 | 10,354 |
The weather behind that power bill
Warren sits in Bradley County, which averages a high of 91.0°F in its hottest month and a low of 32.3°F in its coldest, with 59.11" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,015 cooling and 2,920 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for Bradley County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Bradley County
No other places of this size are published in Bradley County.
Full Bradley County cost breakdown · Every county in Arkansas
Common questions
How much does it cost to own a home in Warren?
A $86,000 home in Warren, Arkansas costs approximately $812 per month with 20% down at 6.66%. That is $442 principal and interest, $37 property tax, $64 homeowners insurance, $197 utilities and $72 set aside for maintenance.
What is the property tax rate in Warren?
Warren has an effective property tax rate of 0.514%, based on a median home value of $86,400 and median real estate taxes of $444. That is lower than the Bradley County average of 0.561%.
What is the average home price in Warren?
The median owner-occupied home value in Warren, Arkansas is $86,400, against $97,000 across Bradley County.
Is it cheaper to rent or buy in Warren?
Median gross rent in Warren is $660 a month, against $812 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Warren — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.