Total monthly cost of ownership
Cost to Own a Home in Warner Robins, Georgia
A $172,000 home here costs
$1,527per month, all in, with 20% down at today's 7.32% 30-year fixed rate. By the 28% rule that takes a household income of about $65,500 a year.
A standard mortgage calculator would have told you $945. The real number is $581 higher every month, 62% more than the payment most buyers budget for.
Compare Houston County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Warner Robins against Houston County and Georgia
| Measure | Warner Robins | Houston County |
|---|---|---|
| Median home value | $171,600 | $205,600 |
| Median property tax | $1,493 | $1,759 |
| Effective tax rate | 0.870% | 0.856% |
| Median gross rent | $1,151 | $1,143 |
| Population | 81,438 | 166,902 |
Warner Robins extends across 2 counties. Figures here use Houston County, where most of its housing sits.
The weather behind that power bill
Warner Robins sits in Houston County, which averages a high of 93.5°F in its hottest month and a low of 35.9°F in its coldest, with 46.91" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,326 cooling and 2,146 heating degree days, which is what sets the $171 electricity line above.
See the full climate breakdown for Houston County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Houston County
Full Houston County cost breakdown · Every county in Georgia
Talk to someone who works this market
These are Warner Robins averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Warner Robins every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Warner Robins I already own here and may sell
Common questions
How much does it cost to own a home in Warner Robins?
A $172,000 home in Warner Robins, Georgia costs approximately $1,527 per month with 20% down at 7.32%. That is $945 principal and interest, $125 property tax, $75 homeowners insurance, $239 utilities and $143 set aside for maintenance.
What is the property tax rate in Warner Robins?
Warner Robins has an effective property tax rate of 0.870%, based on a median home value of $171,600 and median real estate taxes of $1,493. That is higher than the Houston County average of 0.856%.
What is the average home price in Warner Robins?
The median owner-occupied home value in Warner Robins, Georgia is $171,600, against $205,600 across Houston County.
Is it cheaper to rent or buy in Warner Robins?
Median gross rent in Warner Robins is $1,151 a month, against $1,527 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Warner Robins?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Warner Robins, Georgia at today's rate takes a household income of roughly $65,500 a year. That covers the full $1,527 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Warner Robins, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Georgia.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.