Total monthly cost of ownership
Cost to Own a Home in Walsenburg, Colorado
A $149,000 home here costs
$1,187per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $766. The real number is $421 higher every month — 55% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Walsenburg against Huerfano County and Colorado
| Measure | Walsenburg | Huerfano County |
|---|---|---|
| Median home value | $148,600 | $256,700 |
| Median property tax | $481 | $707 |
| Effective tax rate | 0.324% | 0.275% |
| Median gross rent | $723 | $739 |
| Population | 3,079 | 6,946 |
The weather behind that power bill
Walsenburg sits in Huerfano County, which averages a high of 87.4°F in its hottest month and a low of 20.4°F in its coldest, with 17.29" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 623 cooling and 5,463 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Huerfano County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Huerfano County
No other places of this size are published in Huerfano County.
Full Huerfano County cost breakdown · Every county in Colorado
Common questions
How much does it cost to own a home in Walsenburg?
A $149,000 home in Walsenburg, Colorado costs approximately $1,187 per month with 20% down at 6.66%. That is $766 principal and interest, $40 property tax, $43 homeowners insurance, $213 utilities and $124 set aside for maintenance.
What is the property tax rate in Walsenburg?
Walsenburg has an effective property tax rate of 0.324%, based on a median home value of $148,600 and median real estate taxes of $481. That is higher than the Huerfano County average of 0.275%.
What is the average home price in Walsenburg?
The median owner-occupied home value in Walsenburg, Colorado is $148,600, against $256,700 across Huerfano County.
Is it cheaper to rent or buy in Walsenburg?
Median gross rent in Walsenburg is $723 a month, against $1,187 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Walsenburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Colorado.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.