Total monthly cost of ownership
Cost to Own a Home in Walla Walla, Washington
A $357,000 home here costs
$2,775per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $119,000 a year.
A standard mortgage calculator would have told you $1,946. The real number is $828 higher every month, 43% more than the payment most buyers budget for.
Compare Walla Walla County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Walla Walla against Walla Walla County and Washington
| Measure | Walla Walla | Walla Walla County |
|---|---|---|
| Median home value | $356,600 | $375,600 |
| Median property tax | $3,239 | $3,386 |
| Effective tax rate | 0.908% | 0.901% |
| Median gross rent | $1,176 | $1,113 |
| Population | 33,766 | 62,102 |
The weather behind that power bill
Walla Walla sits in Walla Walla County, which averages a high of 90.1°F in its hottest month and a low of 30.2°F in its coldest, with 18.74" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 936 cooling and 4,798 heating degree days, which is what sets the $140 electricity line above.
See the full climate breakdown for Walla Walla County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Walla Walla County
Full Walla Walla County cost breakdown · Every county in Washington
Talk to someone who works this market
These are Walla Walla averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Walla Walla every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Walla Walla I already own here and may sell
Common questions
How much does it cost to own a home in Walla Walla?
A $357,000 home in Walla Walla, Washington costs approximately $2,775 per month with 20% down at 7.24%. That is $1,946 principal and interest, $270 property tax, $53 homeowners insurance, $208 utilities and $298 set aside for maintenance.
What is the property tax rate in Walla Walla?
Walla Walla has an effective property tax rate of 0.908%, based on a median home value of $356,600 and median real estate taxes of $3,239. That is in line with the Walla Walla County average of 0.901%.
What is the average home price in Walla Walla?
The median owner-occupied home value in Walla Walla, Washington is $356,600, against $375,600 across Walla Walla County.
Is it cheaper to rent or buy in Walla Walla?
Median gross rent in Walla Walla is $1,176 a month, against $2,775 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Walla Walla?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Walla Walla, Washington at today's rate takes a household income of roughly $119,000 a year. That covers the full $2,775 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Walla Walla, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Washington.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.