Total monthly cost of ownership
Cost to Own a Home in Viroqua, Wisconsin
A $207,000 home here costs
$1,786per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,064. The real number is $722 higher every month — 68% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Viroqua against Vernon County and Wisconsin
| Measure | Viroqua | Vernon County |
|---|---|---|
| Median home value | $207,200 | $210,600 |
| Median property tax | $3,010 | $2,883 |
| Effective tax rate | 1.453% | 1.369% |
| Median gross rent | $840 | $826 |
| Population | 4,469 | 30,915 |
The weather behind that power bill
Viroqua sits in Vernon County, which averages a high of 79.1°F in its hottest month and a low of 6.1°F in its coldest, with 38" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 396 cooling and 8,132 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Vernon County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Vernon County
Full Vernon County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Viroqua?
A $207,000 home in Viroqua, Wisconsin costs approximately $1,786 per month with 20% down at 6.66%. That is $1,064 principal and interest, $251 property tax, $53 homeowners insurance, $245 utilities and $173 set aside for maintenance.
What is the property tax rate in Viroqua?
Viroqua has an effective property tax rate of 1.453%, based on a median home value of $207,200 and median real estate taxes of $3,010. That is higher than the Vernon County average of 1.369%.
What is the average home price in Viroqua?
The median owner-occupied home value in Viroqua, Wisconsin is $207,200, against $210,600 across Vernon County.
Is it cheaper to rent or buy in Viroqua?
Median gross rent in Viroqua is $840 a month, against $1,786 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Viroqua — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.