Total monthly cost of ownership
Cost to Own a Home in Village of Four Seasons, Missouri
A $303,000 home here costs
$2,325per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,558. The real number is $767 higher every month — 49% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Village of Four Seasons against Camden County and Missouri
| Measure | Village of Four Seasons | Camden County |
|---|---|---|
| Median home value | $302,700 | $270,700 |
| Median property tax | $1,988 | $1,354 |
| Effective tax rate | 0.657% | 0.500% |
| Median gross rent | $1,014 | $838 |
| Population | 2,077 | 43,416 |
The weather behind that power bill
Village of Four Seasons sits in Camden County, which averages a high of 89.4°F in its hottest month and a low of 25.3°F in its coldest, with 42.57" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 1,565 cooling and 4,065 heating degree days, which is what sets the $123 electricity line above.
See the full climate breakdown for Camden County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Camden County
Full Camden County cost breakdown · Every county in Missouri
Common questions
How much does it cost to own a home in Village of Four Seasons?
A $303,000 home in Village of Four Seasons, Missouri costs approximately $2,325 per month with 20% down at 6.66%. That is $1,558 principal and interest, $166 property tax, $158 homeowners insurance, $191 utilities and $253 set aside for maintenance.
What is the property tax rate in Village of Four Seasons?
Village of Four Seasons has an effective property tax rate of 0.657%, based on a median home value of $302,700 and median real estate taxes of $1,988. That is higher than the Camden County average of 0.500%.
What is the average home price in Village of Four Seasons?
The median owner-occupied home value in Village of Four Seasons, Missouri is $302,700, against $270,700 across Camden County.
Is it cheaper to rent or buy in Village of Four Seasons?
Median gross rent in Village of Four Seasons is $1,014 a month, against $2,325 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Village of Four Seasons — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Missouri.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.