Total monthly cost of ownership
Cost to Own a Home in Village of Four Seasons, Missouri
A $303,000 home here costs
$2,457per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $105,500 a year.
A standard mortgage calculator would have told you $1,652. The real number is $805 higher every month, 49% more than the payment most buyers budget for.
Compare Camden County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Village of Four Seasons from a five-year rolling sample, and with about 2,077 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Camden County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Village of Four Seasons against Camden County and Missouri
| Measure | Village of Four Seasons | Camden County |
|---|---|---|
| Median home value | $302,700 | $270,700 |
| Median property tax | $1,988 | $1,354 |
| Effective tax rate | 0.657% | 0.500% |
| Median gross rent | $1,014 | $838 |
| Population | 2,077 | 43,416 |
The weather behind that power bill
Village of Four Seasons sits in Camden County, which averages a high of 89.4°F in its hottest month and a low of 25.3°F in its coldest, with 42.57" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 1,565 cooling and 4,065 heating degree days, which is what sets the $160 electricity line above.
See the full climate breakdown for Camden County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Camden County
Full Camden County cost breakdown · Every county in Missouri
Talk to someone who works this market
These are Village of Four Seasons averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Village of Four Seasons every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Village of Four Seasons I already own here and may sell
Common questions
How much does it cost to own a home in Village of Four Seasons?
A $303,000 home in Village of Four Seasons, Missouri costs approximately $2,457 per month with 20% down at 7.24%. That is $1,652 principal and interest, $166 property tax, $158 homeowners insurance, $228 utilities and $253 set aside for maintenance.
What is the property tax rate in Village of Four Seasons?
Village of Four Seasons has an effective property tax rate of 0.657%, based on a median home value of $302,700 and median real estate taxes of $1,988. That is higher than the Camden County average of 0.500%.
What is the average home price in Village of Four Seasons?
The median owner-occupied home value in Village of Four Seasons, Missouri is $302,700, against $270,700 across Camden County.
Is it cheaper to rent or buy in Village of Four Seasons?
Median gross rent in Village of Four Seasons is $1,014 a month, against $2,457 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Village of Four Seasons?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Village of Four Seasons, Missouri at today's rate takes a household income of roughly $105,500 a year. That covers the full $2,457 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Village of Four Seasons, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Missouri.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.