Total monthly cost of ownership
Cost to Own a Home in Villa Rica, Georgia
A $251,000 home here costs
$2,011per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,290. The real number is $721 higher every month — 56% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Villa Rica against Douglas County and Georgia
| Measure | Villa Rica | Douglas County |
|---|---|---|
| Median home value | $250,700 | $262,200 |
| Median property tax | $2,302 | $2,079 |
| Effective tax rate | 0.918% | 0.793% |
| Median gross rent | $1,462 | $1,447 |
| Population | 17,798 | 146,141 |
Villa Rica extends across 2 counties. Figures here use Douglas County, where most of its housing sits.
The weather behind that power bill
Villa Rica sits in Douglas County, which averages a high of 90.0°F in its hottest month and a low of 33.5°F in its coldest, with 48.13" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 1,826 cooling and 2,775 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Douglas County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Douglas County
Full Douglas County cost breakdown · Every county in Georgia
Common questions
How much does it cost to own a home in Villa Rica?
A $251,000 home in Villa Rica, Georgia costs approximately $2,011 per month with 20% down at 6.66%. That is $1,290 principal and interest, $192 property tax, $109 homeowners insurance, $210 utilities and $209 set aside for maintenance.
What is the property tax rate in Villa Rica?
Villa Rica has an effective property tax rate of 0.918%, based on a median home value of $250,700 and median real estate taxes of $2,302. That is higher than the Douglas County average of 0.793%.
What is the average home price in Villa Rica?
The median owner-occupied home value in Villa Rica, Georgia is $250,700, against $262,200 across Douglas County.
Is it cheaper to rent or buy in Villa Rica?
Median gross rent in Villa Rica is $1,462 a month, against $2,011 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Villa Rica — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.