Cost to Own
United StatesWest VirginiaWood CountyVienna Population 10,575 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Vienna, West Virginia

A $156,000 home here costs

$1,322

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $802. The real number is $520 higher every month — 65% more than the payment most buyers budget for.

Vienna median: $155,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $124,800 borrowed $802
Property tax0.682% effective rate for Vienna itself $89
Homeowners insuranceWest Virginia averages $1,016/yr (NAIC), or 0.632% of home value $82
Electricity16.8¢/kWh — West Virginia residential average, EIA $151
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $130
Total monthly $1,322

Vienna against Wood County and West Virginia

MeasureViennaWood County
Median home value$155,500$153,700
Median property tax$1,061$943
Effective tax rate0.682%0.614%
Median gross rent$837$789
Population10,57583,829

The weather behind that power bill

Vienna sits in Wood County, which averages a high of 86.6°F in its hottest month and a low of 24.0°F in its coldest, with 44.21" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 1,179 cooling and 4,815 heating degree days, which is what sets the $151 electricity line above.

See the full climate breakdown for Wood County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Wood County

Full Wood County cost breakdown · Every county in West Virginia

Common questions

How much does it cost to own a home in Vienna?

A $156,000 home in Vienna, West Virginia costs approximately $1,322 per month with 20% down at 6.66%. That is $802 principal and interest, $89 property tax, $82 homeowners insurance, $219 utilities and $130 set aside for maintenance.

What is the property tax rate in Vienna?

Vienna has an effective property tax rate of 0.682%, based on a median home value of $155,500 and median real estate taxes of $1,061. That is higher than the Wood County average of 0.614%.

What is the average home price in Vienna?

The median owner-occupied home value in Vienna, West Virginia is $155,500, against $153,700 across Wood County.

Is it cheaper to rent or buy in Vienna?

Median gross rent in Vienna is $837 a month, against $1,322 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Vienna — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for West Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology