Cost to Own
United States › West Virginia › Wood County › Vienna Population 10,575 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $536 a month in taxes, insurance, utilities and upkeep. See the full Wood County picture

Total monthly cost of ownership

Cost to Own a Home in Vienna, West Virginia

A $156,000 home here costs

$1,387

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $59,500 a year.

P&I 61%Tax 6%Insurance 6%Utilities 17%Upkeep 9%

A standard mortgage calculator would have told you $851. The real number is $536 higher every month, 63% more than the payment most buyers budget for.

Compare Wood County with anywhere in America · full county breakdown

Vienna median: $155,500
Under 20% adds PMI
Freddie Mac PMMS
WV average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $124,800 borrowed $851
Property tax0.682% effective rate for Vienna itself $89
Homeowners insuranceWest Virginia averages $1,016/yr (NAIC), or 0.632% of home value $82
Electricity16.31ยข/kWh, West Virginia residential average, EIA $168
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $130
Total monthly $1,387

Vienna against Wood County and West Virginia

MeasureViennaWood County
Median home value$155,500$153,700
Median property tax$1,061$943
Effective tax rate0.682%0.614%
Median gross rent$837$789
Population10,57583,829

The weather behind that power bill

Vienna sits in Wood County, which averages a high of 86.6°F in its hottest month and a low of 24.0°F in its coldest, with 44.21" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 1,179 cooling and 4,815 heating degree days, which is what sets the $168 electricity line above.

See the full climate breakdown for Wood County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Wood County

Full Wood County cost breakdown · Every county in West Virginia

Talk to someone who works this market

These are Vienna averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Vienna every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Vienna I already own here and may sell

Common questions

How much does it cost to own a home in Vienna?

A $156,000 home in Vienna, West Virginia costs approximately $1,387 per month with 20% down at 7.24%. That is $851 principal and interest, $89 property tax, $82 homeowners insurance, $236 utilities and $130 set aside for maintenance.

What is the property tax rate in Vienna?

Vienna has an effective property tax rate of 0.682%, based on a median home value of $155,500 and median real estate taxes of $1,061. That is higher than the Wood County average of 0.614%.

What is the average home price in Vienna?

The median owner-occupied home value in Vienna, West Virginia is $155,500, against $153,700 across Wood County.

Is it cheaper to rent or buy in Vienna?

Median gross rent in Vienna is $837 a month, against $1,387 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Vienna?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Vienna, West Virginia at today's rate takes a household income of roughly $59,500 a year. That covers the full $1,387 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Vienna, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for West Virginia.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology