Total monthly cost of ownership
Cost to Own a Home in Vienna, Illinois
A $77,000 home here costs
$885per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $396. The real number is $489 higher every month — 124% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Vienna against Johnson County and Illinois
| Measure | Vienna | Johnson County |
|---|---|---|
| Median home value | $77,400 | $148,200 |
| Median property tax | $1,359 | $1,952 |
| Effective tax rate | 1.756% | 1.317% |
| Median gross rent | $616 | $634 |
| Population | 2,115 | 13,350 |
The weather behind that power bill
Vienna sits in Johnson County, which averages a high of 88.3°F in its hottest month and a low of 25.5°F in its coldest, with 50.5" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,389 cooling and 4,206 heating degree days, which is what sets the $214 electricity line above.
See the full climate breakdown for Johnson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Johnson County
Full Johnson County cost breakdown · Every county in Illinois
Common questions
How much does it cost to own a home in Vienna?
A $77,000 home in Vienna, Illinois costs approximately $885 per month with 20% down at 6.66%. That is $396 principal and interest, $113 property tax, $30 homeowners insurance, $282 utilities and $64 set aside for maintenance.
What is the property tax rate in Vienna?
Vienna has an effective property tax rate of 1.756%, based on a median home value of $77,400 and median real estate taxes of $1,359. That is higher than the Johnson County average of 1.317%.
What is the average home price in Vienna?
The median owner-occupied home value in Vienna, Illinois is $77,400, against $148,200 across Johnson County.
Is it cheaper to rent or buy in Vienna?
Median gross rent in Vienna is $616 a month, against $885 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Vienna — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Illinois.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.