Cost to Own
United StatesLouisianaNatchitoches ParishVienna Bend Population 1,693 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Vienna Bend, Louisiana

A $117,000 home here costs

$1,018

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $601. The real number is $416 higher every month — 69% more than the payment most buyers budget for.

Vienna Bend median: $117,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $93,600 borrowed $601
Property tax0.186% effective rate for Vienna Bend itself $18
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $106
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $98
Total monthly $1,018

Vienna Bend against Natchitoches Parish and Louisiana

MeasureVienna BendNatchitoches Parish
Median home value$117,200$163,000
Median property tax$218$766
Effective tax rate0.186%0.470%
Median gross rent$1,020$767
Population1,69337,047

The weather behind that power bill

Vienna Bend sits in Natchitoches Parish, which averages a high of 95.7°F in its hottest month and a low of 39.2°F in its coldest, with 55.93" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 3,012 cooling and 1,782 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Natchitoches Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Natchitoches Parish

Full Natchitoches Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Vienna Bend?

A $117,000 home in Vienna Bend, Louisiana costs approximately $1,018 per month with 20% down at 6.66%. That is $601 principal and interest, $18 property tax, $106 homeowners insurance, $195 utilities and $98 set aside for maintenance.

What is the property tax rate in Vienna Bend?

Vienna Bend has an effective property tax rate of 0.186%, based on a median home value of $117,200 and median real estate taxes of $218. That is lower than the Natchitoches Parish average of 0.470%.

What is the average home price in Vienna Bend?

The median owner-occupied home value in Vienna Bend, Louisiana is $117,200, against $163,000 across Natchitoches Parish.

Is it cheaper to rent or buy in Vienna Bend?

Median gross rent in Vienna Bend is $1,020 a month, against $1,018 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Vienna Bend — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology