Cost to Own
United States › Louisiana › Natchitoches Parish › Vienna Bend Population 1,693 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $444 a month in taxes, insurance, utilities and upkeep. See the full Natchitoches Parish picture

Total monthly cost of ownership

Cost to Own a Home in Vienna Bend, Louisiana

A $117,000 home here costs

$1,082

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $46,500 a year.

P&I 59%Tax 2%Insurance 10%Utilities 21%Upkeep 9%

A standard mortgage calculator would have told you $638. The real number is $444 higher every month, 70% more than the payment most buyers budget for.

Compare Natchitoches Parish with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Vienna Bend from a five-year rolling sample, and with about 1,693 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Natchitoches Parish figures are drawn from a far larger sample if you want a steadier number.

Vienna Bend median: $117,200
Under 20% adds PMI
Freddie Mac PMMS
LA average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $93,600 borrowed $638
Property tax0.186% effective rate for Vienna Bend itself $18
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $106
Electricity12.87ยข/kWh, Louisiana residential average, EIA $155
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $98
Total monthly $1,082

Vienna Bend against Natchitoches Parish and Louisiana

MeasureVienna BendNatchitoches Parish
Median home value$117,200$163,000
Median property tax$218$766
Effective tax rate0.186%0.470%
Median gross rent$1,020$767
Population1,69337,047

The weather behind that power bill

Vienna Bend sits in Natchitoches Parish, which averages a high of 95.7°F in its hottest month and a low of 39.2°F in its coldest, with 55.93" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 3,012 cooling and 1,782 heating degree days, which is what sets the $155 electricity line above.

See the full climate breakdown for Natchitoches Parish , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Natchitoches Parish

Full Natchitoches Parish cost breakdown · Every county in Louisiana

Talk to someone who works this market

These are Vienna Bend averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Vienna Bend every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Vienna Bend I already own here and may sell

Common questions

How much does it cost to own a home in Vienna Bend?

A $117,000 home in Vienna Bend, Louisiana costs approximately $1,082 per month with 20% down at 7.24%. That is $638 principal and interest, $18 property tax, $106 homeowners insurance, $223 utilities and $98 set aside for maintenance.

What is the property tax rate in Vienna Bend?

Vienna Bend has an effective property tax rate of 0.186%, based on a median home value of $117,200 and median real estate taxes of $218. That is lower than the Natchitoches Parish average of 0.470%.

What is the average home price in Vienna Bend?

The median owner-occupied home value in Vienna Bend, Louisiana is $117,200, against $163,000 across Natchitoches Parish.

Is it cheaper to rent or buy in Vienna Bend?

Median gross rent in Vienna Bend is $1,020 a month, against $1,082 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Vienna Bend?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Vienna Bend, Louisiana at today's rate takes a household income of roughly $46,500 a year. That covers the full $1,082 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Vienna Bend, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Louisiana.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology