Total monthly cost of ownership
Cost to Own a Home in Vidalia, Louisiana
A $141,000 home here costs
$1,207per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $725. The real number is $482 higher every month — 67% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Vidalia against Concordia Parish and Louisiana
| Measure | Vidalia | Concordia Parish |
|---|---|---|
| Median home value | $141,300 | $102,400 |
| Median property tax | $507 | $393 |
| Effective tax rate | 0.359% | 0.384% |
| Median gross rent | $1,106 | $774 |
| Population | 3,938 | 18,325 |
The weather behind that power bill
Vidalia sits in Concordia Parish, which averages a high of 90.7°F in its hottest month and a low of 37.3°F in its coldest, with 59.55" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,289 cooling and 2,185 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Concordia Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Concordia Parish
Full Concordia Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Vidalia?
A $141,000 home in Vidalia, Louisiana costs approximately $1,207 per month with 20% down at 6.66%. That is $725 principal and interest, $42 property tax, $127 homeowners insurance, $195 utilities and $118 set aside for maintenance.
What is the property tax rate in Vidalia?
Vidalia has an effective property tax rate of 0.359%, based on a median home value of $141,300 and median real estate taxes of $507. That is lower than the Concordia Parish average of 0.384%.
What is the average home price in Vidalia?
The median owner-occupied home value in Vidalia, Louisiana is $141,300, against $102,400 across Concordia Parish.
Is it cheaper to rent or buy in Vidalia?
Median gross rent in Vidalia is $1,106 a month, against $1,207 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Vidalia — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.