Cost to Own
United StatesWisconsinDane CountyVerona Population 14,499 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Verona, Wisconsin

A $383,000 home here costs

$3,171

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,969. The real number is $1,202 higher every month — 61% more than the payment most buyers budget for.

Verona median: $382,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $306,400 borrowed $1,969
Property tax1.688% effective rate for Verona itself $539
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $99
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $319
Total monthly $3,171

Verona against Dane County and Wisconsin

MeasureVeronaDane County
Median home value$382,800$366,100
Median property tax$6,463$6,276
Effective tax rate1.688%1.714%
Median gross rent$1,462$1,345
Population14,499564,777

The weather behind that power bill

Verona sits in Dane County, which averages a high of 82.2°F in its hottest month and a low of 11.1°F in its coldest, with 40.18" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 640 cooling and 7,097 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Dane County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Dane County

Full Dane County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Verona?

A $383,000 home in Verona, Wisconsin costs approximately $3,171 per month with 20% down at 6.66%. That is $1,969 principal and interest, $539 property tax, $99 homeowners insurance, $245 utilities and $319 set aside for maintenance.

What is the property tax rate in Verona?

Verona has an effective property tax rate of 1.688%, based on a median home value of $382,800 and median real estate taxes of $6,463. That is lower than the Dane County average of 1.714%.

What is the average home price in Verona?

The median owner-occupied home value in Verona, Wisconsin is $382,800, against $366,100 across Dane County.

Is it cheaper to rent or buy in Verona?

Median gross rent in Verona is $1,462 a month, against $3,171 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Verona — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology