Total monthly cost of ownership
Cost to Own a Home in Varnville, South Carolina
A $106,000 home here costs
$970per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $545. The real number is $425 higher every month — 78% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Varnville against Hampton County and South Carolina
| Measure | Varnville | Hampton County |
|---|---|---|
| Median home value | $105,500 | $102,400 |
| Median property tax | $864 | $826 |
| Effective tax rate | 0.819% | 0.807% |
| Median gross rent | $1,018 | $815 |
| Population | 2,433 | 18,555 |
The weather behind that power bill
Varnville sits in Hampton County, which averages a high of 92.2°F in its hottest month and a low of 39.2°F in its coldest, with 45.25" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 2,442 cooling and 1,720 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Hampton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Hampton County
Full Hampton County cost breakdown · Every county in South Carolina
Common questions
How much does it cost to own a home in Varnville?
A $106,000 home in Varnville, South Carolina costs approximately $970 per month with 20% down at 6.66%. That is $545 principal and interest, $72 property tax, $51 homeowners insurance, $213 utilities and $88 set aside for maintenance.
What is the property tax rate in Varnville?
Varnville has an effective property tax rate of 0.819%, based on a median home value of $105,500 and median real estate taxes of $864. That is higher than the Hampton County average of 0.807%.
What is the average home price in Varnville?
The median owner-occupied home value in Varnville, South Carolina is $105,500, against $102,400 across Hampton County.
Is it cheaper to rent or buy in Varnville?
Median gross rent in Varnville is $1,018 a month, against $970 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Varnville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.