Total monthly cost of ownership
Cost to Own a Home in Van Vleck, Texas
A $146,000 home here costs
$1,409per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $60,500 a year.
A standard mortgage calculator would have told you $796. The real number is $613 higher every month, 77% more than the payment most buyers budget for.
Compare Matagorda County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Van Vleck from a five-year rolling sample, and with about 1,812 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Matagorda County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Van Vleck against Matagorda County and Texas
| Measure | Van Vleck | Matagorda County |
|---|---|---|
| Median home value | $146,300 | $162,200 |
| Median property tax | $1,833 | $2,035 |
| Effective tax rate | 1.253% | 1.255% |
| Median gross rent | — | $998 |
| Population | 1,812 | 36,274 |
The weather behind that power bill
Van Vleck sits in Matagorda County, which averages a high of 88.8°F in its hottest month and a low of 44.2°F in its coldest, with 44.46" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 2,820 cooling and 1,319 heating degree days, which is what sets the $174 electricity line above.
See the full climate breakdown for Matagorda County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Matagorda County
Full Matagorda County cost breakdown · Every county in Texas
Talk to someone who works this market
These are Van Vleck averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Van Vleck every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Van Vleck I already own here and may sell
Common questions
How much does it cost to own a home in Van Vleck?
A $146,000 home in Van Vleck, Texas costs approximately $1,409 per month with 20% down at 7.24%. That is $796 principal and interest, $152 property tax, $97 homeowners insurance, $242 utilities and $122 set aside for maintenance.
What is the property tax rate in Van Vleck?
Van Vleck has an effective property tax rate of 1.253%, based on a median home value of $146,300 and median real estate taxes of $1,833. That is in line with the Matagorda County average of 1.255%.
What is the average home price in Van Vleck?
The median owner-occupied home value in Van Vleck, Texas is $146,300, against $162,200 across Matagorda County.
Is it cheaper to rent or buy in Van Vleck?
Rent data is not published for Van Vleck at this level of detail.
What salary do you need to buy a home in Van Vleck?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Van Vleck, Texas at today's rate takes a household income of roughly $60,500 a year. That covers the full $1,409 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Van Vleck, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Texas.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.